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WebWells Fargo offers several low down payment options, including conventional loans (those not backed by a government agency). Conventional fixed-rate loans are available with a down payment as low as 3%.. Keep in mind that with a low down payment mortgage insurance will be required, which increases the cost of the loan and will increase your … WebPersonal Home Mortgage Loans Manage Your Mortgage Account Escrow Accounts Escrow Shortage Escrow Shortage Print Share If the money in your escrow account is projected to be below your minimum balance at its lowest point in the 12-month period, you have a shortage. Web1. You must be the primary account holder of an eligible Wells Fargo consumer account with a FICO® Score available, and enrolled in Wells Fargo Online®. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier's message and data rates may apply. Eligible Wells Fargo consumer accounts include deposit, loan ... list of eqa schemes