WebAug 2, 2024 · Renters Insurance Premium Pricing. Factors that influence renters insurance premiums include: Coverage amount. Your renters insurance coverage amount will be based on the value of the belongings ... WebApr 3, 2024 · State laws, regulations, and insurance requirements can significantly impact insurance costs. As such, where you live plays a sizeable role in your premium prices. For example, minimum coverage in Maine costs $352 per year, while the same coverage is $5,099 in Michigan; that's a $4,747 difference.
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